Tired of Pre-Approved Credit Card Junk Mail?


I just learned something new today on DaveRamsey.com. Did you know you can stop all those pre-approved credit cards from coming to your mailbox? Not only is all this junk mail annoying, but it also puts you at greater risk for identity theft--someone could steal an application from your trash, fill it out, and spend money with a credit card in your name.

The pre-approved credit cards come as a result of prescreen marketing though the credit bureaus.  You can tell the bureaus you want to opt out of there list.  Visit https://www.optoutprescreen.com or call 1-888-5-OPT-OUT (1-888-567-8688).  You can opt out for five years through this process.  You can opt out permanently by following up with a written letter. 

Visit the Federal Trade Commission article for more details.

UPDATE (5-14-09):
I went to the website and did this myself a couple of days ago.  The process is very quick and easy.  Permanently opting out is also easy--the website allows you to print a form, which you sign and mail in.  Just one letter sent to one address will permanently opt you out from all credit agencies. 


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